🍂 Fall Insurance Update
We trust you enjoyed a wonderful summer! As the kids head back to school, we welcome the transition to fall and all the excitement it brings.
Here is the latest buzz!
As we embrace September, we're reminded of the valuable gift that life insurance brings, made more accessible and affordable than you might think. Whether it's Life, Disability, Long-term care, Dental, Vision, Medishare memberships, Annuities, or Travel Insurance, our insurance services provide comprehensive coverage year-round. With fall unfolding, we wish you joy, good health, and unforgettable moments, appreciating your continued support that means the world to us!
Open Enrollment Reminders: For individuals under the age of 65, open enrollment begins on November 1, 2023. Look out for your renewal packets in October. If changes are needed, please complete and return the attached renewal form to us. Remember, plans and premiums change annually.
Medicare Open Enrollment: Starting on October 15th and concluding on December 7th. If you need to modify your drug plan, kindly email me an updated drug list on or after October 1st. Annual Notice of change packets will be dispatched in late September.
Please fill out the Scope of Appointment form and return it to me by 11/1/23. This annual step gives me permission to explore your drug plan options. Or to self-manage your medicare plan, log into your account to make changes.
Exciting News! We are thrilled to announce that we now have an in-office laminator. Swing by to have your paper Medicare card professionally laminated.
Introducing Annuities: Are your cash accounts earning less than 3 percent? Give us a call to review your options for boosting your earnings with our new annuities offering.
Covered California Updates: For those with insurance through Covered California, remember to update your household income and size for 2024. Promptly report changes like marriage, divorce, relocation, Medicare enrollment, or the addition of a child. Email the renewal form with your requested changes for your family details. Please bear in mind that the penalty for not having insurance coverage remains in effect for 2023/2024.
Employer Group Plans: Renewals for most groups occur from October through January. Enhance your benefits by adding dental, vision, life, or AFLAC coverage. You can even change carriers or plans. Some workers' compensation carriers offer discounts if you have a group health plan. Reach out to see if you qualify.
We Kindly Request Your Support! If you've had a positive experience with Heather Saiki Health Insurance Services, we invite you to leave us a review. Your feedback empowers us to enhance our services and allows our business to thrive. Your continued support is truly appreciated.
Wishing you a splendid fall season ahead!
