Need Help Enrolling in Medicare? Here’s What You Need to Know
Medicare enrollment can feel overwhelming, but understanding the process and key deadlines will help you make informed decisions. If you’re approaching age 65, now is the time to prepare for your initial enrollment period and choose the right coverage for your needs.
When Can You Enroll in Medicare?
Your initial enrollment period lasts for seven months—beginning three months before the month you turn 65 and ending three months after. During this time, you can sign up for Medicare Part A (hospital insurance) and Medicare Part B (medical insurance) to ensure you have essential healthcare coverage.
Avoid Late Enrollment Penalties
It’s important to enroll in Part B and Part D when first eligible to avoid late-enrollment penalties and gaps in coverage. Delaying enrollment may result in higher costs and delayed benefits when you need them most.
If you don’t yet have a Medicare Supplement Plan (Medigap) to help cover what Medicare doesn’t pay for, now is the time to explore your options. You may also need to select a Medicare Part D Prescription Drug Plan to ensure your medications are covered at the best rates.
How Heather Saiki Health Insurance Services Can Help
Choosing a Medicare plan can be confusing, but you don’t have to do it alone! Heather Saiki Insurance is here to guide you through the process.
We explain your options clearly, so you can make the best choice for your situation.
We don’t push you toward any specific plan or carrier—our focus is on what works for you.
We help you find affordable coverage that fits your budget and healthcare needs.
Get Personalized Medicare Guidance Today
The sooner you review your Medicare options, the better prepared you’ll be for your healthcare needs in retirement. Don’t wait until it’s too late—contact Heather Saiki today for expert guidance!
